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Scelo Lab & Climate Studio

The Scelo Lab

Scelo.Lab        — open the arena       Scelo.LabExit — hand the camera back

Both work in any level — the Lab builds its own lighting, floor, water and panel, and restores your level exactly as it was on exit.

The Lab is a synthetic test arena for the whole engine. Its rule: every shape you drop is an insured location — TIV derives from the same mass and footprint the physics reads (the dashboard subtitle spells it out: TIV = mass × $420 + footprint × $2,600/m²). Build something, hit it with a hazard, and the book reprices live.

Lab console and financial dashboard

Controls: WASDQE fly · RMB look · wheel zoom · LMB drag/grab. The panel's VIEW row toggles orbit, labels, pause, move mode, canvas and view reset (Scelo.LabOrbit, Scelo.LabLabels, Scelo.LabPause, Scelo.LabMove, Scelo.LabCanvas, Scelo.LabResetView).

Build: Scelo.LabShape <cube|ball|cone|cyl|slab> spawns a movable insured shape — drag to build, stack to compose. Scelo.LabShapeClear removes them.

Hazards (each priced through the Lab book):

Command Effect
Tornado button / Scelo.LabTornado <wind> <core> Live vortex — grab the funnel with LMB and drag it over your build; Scelo.LabVortexTo <x> <z> is the headless twin
Quake / Scelo.LabQuake <shake 0.25–2> Ground motion; scales what shakes loose
Tsunami / Scelo.LabTsunami <depth> Bore with buoyancy and shove; Scelo.LabTsunamiStop drains it
Water: Wave / Flood / Drain, Scelo.LabFlood [depth|off] Arena flood or flume wave (Scelo.LabWave)
Presets / Scelo.LabPreset <tornado|building|quake|tsunami|flex|clear> One-click scenario rigs

The book: Scelo.LabBook logs every unit's TIV, peak hazards experienced, damage ratio and loss, plus totals. Scelo.LabBookReset clears damage state but keeps positions.

The Financial Dashboard

Scelo.Dash

Live loss-by-peril during a Lab tornado

Exposure & loss (TIV, locations, gross loss, loss ratio, damaged/destroyed counts), loss by peril as live ring gauges (wind / flood / quake / impact), summary statistics (top loss, top-5 share, mean/max damage ratio, median TIV) and an expandable per-location table. It reads the Lab sandbox book or the city portfolio — whichever is live. Every number derives from the live sim state: panel = console = headless.

SceloClimate Studio

Scelo.StudioPanel        — toggle the panel
Scelo.Studio open|save|apply|state|reset

The Studio: pathway × horizon with live previews

The Studio explores pathway × horizon scenarios over the book (labeled ILLUSTRATIVE throughout — it is a decision-communication tool, not a calibrated climate model):

  • Scenario: Scelo.Scenario set <pathway> <year>, with manual overrides for event frequency, pressure deficit and sea-level rise (Scelo.Scenario override <freq|dp|slr> <v>), attribution view, and status.
  • Preview table: AAL ground-up/gross, average rate, insurable share, exposure and loss gaps across BASE / SCENARIO / PROGRAM columns; OEP-100/250 and TVaR-99 rows fill from Scelo.Ep run [year=] [years=20000] — an on-demand anchor-year Monte Carlo for all three views on a background thread.
  • Flood proxy: Scelo.Flood on|off|build — a bathtub-plus-attenuation coastal flood proxy sampled into a sidecar JSON (village-level books).
  • Adaptation levers: Scelo.Adapt add <lever> — retrofit, elevate, seawall, mangrove, retreat, parametric pool, subsidy; Scelo.Program save|load persists the lever list as JSON.
  • Paths: Scelo.Path run [step=5] writes the analytic AAL/rate/insurability path 2026–2075 to climate_path.csv.
  • A/B: Scelo.Compare save A|B takes an immutable snapshot of state plus every computed artifact; show compares with zero recompute.
  • Views: Scelo.View <name|free> flies tagged viewpoints; Scelo.View tint <Risk|DeltaRisk|Insurability|FloodDepth|Off> colours the world by the chosen metric.

Actuarial add-ons (console)

  • Scelo.SU on|off | k <class> <v> | rho <v> — secondary uncertainty control
  • Scelo.Freq poisson [lambda] | nb <lambda> <k> — frequency model
  • Scelo.Reinsurance load|on|off|print — reinsurance program on top of gross
  • Scelo.Parametric load|on|off|print — parametric community cover
  • Scelo.Capital run | alpha <a> | view cotvar|pricing — capital allocation
  • Scelo.Econ d <rate> | threshold <permille> | basis GU|Gross | show — program economics, discounted, to CSV
  • Scelo.Sensitivity run [pct=20] — one-way sensitivity on the current storm
  • Scelo.Audit [verbose] [fast] / Scelo.AuditBadge on — run the actuarial invariants